Tax Planning

Inheritance Tax

Would you like HM Revenue & Customs to be the biggest single beneficiary of your estate when you die? Sadly, without the right advice and careful financial planning, that is what could happen. Inheritance Tax (IHT) has an increasingly broad reach. The impact on a relatively modest estate can be quite dramatic, and on a large estate it could be ruinous.

The first £325,000 of an individual’s estate is taxed at 0% and is therefore not liable to IHT. For married couples and registered civil partners it is currently £650,000, where the full allowance has been passed to the surviving spouse. Anything in excess of this amount is taxed at 40%.

In order to prevent this from happening, there are a number of steps that we can help you take:
Making sure your Will is planned and written correctly.
Using lifetime gifts, to transfer your assets.
A tax-efficient fund can be created in order for your beneficiaries to meet
tax liabilities and avoid disturbing your wealth.

Find the right investment

Our advisers would be delighted to assist you in securing the financial future.

Call 01252 846688 or email websterassociates@sjpp.co.uk

Will writing involves the referral to a service that is separate and distinct to those offered by St. James’s Place. Wills are not regulated by the Financial Conduct Authority.

Our Team of advisers specialise in a wide range of services.

Our team of advisers specialise in a wide range of services, whether it is carving out your dream retirement, making the most of your investments with a tax-efficient strategy, or passing on your hard earned assets to future generations. Together we focus on what is truly important to you and those you care about.

The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than the you invested.

The levels and bases of taxation, and reliefs from taxation, can change at any time. The value of any tax relief depends on individual circumstances.

Start a conversation with one of our advisers

Call 01252 846688 or email websterassociates@sjpp.co.uk

We recognise that choosing how to invest your money can seem daunting.

To help you choose investments that are appropriate to you, St. James’s Place have created risk-related Growth and Income Portfolios from their range of funds designed to help investors achieve their financial objectives.

It’s good to talk

Arrange a call back or a no obligation meeting with one of our advisers


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      Webster Associates
      Virginia Villas, High Street,
      Hartley Wintney, Hampshire, RG27 8NW

      The Partner together with St. James’s Place Wealth Management plc are the data controllers of any personal data you provide to us. For further information on our uses of your personal data, please see the Partner’s Privacy Policy or the St. James’s Place Privacy Policy.

      Webster Associates Ltd is an Appointed Representative of and represents only St. James’s Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group’s wealth management products and services, more details of which are set out on the Group’s website www.sjp.co.uk/products. The ‘St. James’s Place Partnership’ and the titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James’s Place representatives.